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| Budgeting Worksheet | | $/month | Income | |
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| Salary/wages/tips (after tax) | |
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| Interest (from savings, etc) | |
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| Alimony and other income | |
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TOTAL INCOME | $ |
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| | |
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Fixed (regular) expenses | |
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| Rent | |
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Utilities- phone, cell, cable, electricity/water/sewer/garbage | |
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| Car expense (payment, insurance) | |
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| Debt payments (loans, credit cards) | |
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| Health insurance (medical, dental) | |
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| Renters insurance | |
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| Groceries and toiletries | |
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| School and child care | |
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| Gym and other memberships | |
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Optional/Variable expenses | |
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| Entertainment (movies, concerts) | |
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| Dining out | |
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| Vacations | |
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| Furniture and household | |
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| Clothing | |
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TOTAL ALL EXPENSES (should be about 10% less than total income) | $ |
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| | |
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| Total Income less Total Expenses | $ |
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